Compliance Toolkits Designed for Real-World Implementation
Built for community banks, credit unions, and fintechs who need enterprise-grade compliance — without the enterprise price tag. Practitioner-built tools in Excel, ready to use this week.
Credit Card Compliance Blueprint
Designed for community banks and credit unions adding a credit card product, fintechs launching a credit card program, and sponsor banks onboarding new partners. Built in Excel — the tool your team already uses — so you can start immediately without new software, new systems, or a consulting engagement.
What You Get:
25 core federal regulatory requirements across 10 regulations
Plain-English requirement summaries your whole team can understand
Operational requirements — what your team must actually do
System and platform requirements — what your technology must support
Evidence and controls — what you need to show examiners
Risk tiering and monitoring frequency built in
Ownership assignments by team function
Column guide and instructions included — no compliance background required to use it
Pricing: $97.00 - Instant download
Instant delivery to your email. Questions before you buy? Contact karla@karlabooe.com
Most compliance tools tell you what the regulation says. This one tells you what to do about it.
Inside the Toolkit
Every requirement comes with plain-English summaries, operational steps, system requirements, evidence checklists, and risk tiering — all in one Excel file your team can use starting today.
Regulatory requirements matrix with operational, system, and evidence mapping
Every requirement tells you exactly what documentation and evidence you need to demonstrate compliance to examiners.
Built in Excel. No new software. No implementation project. Open it on Monday, use it on Tuesday.
Compliance Management System Toolkit
What’s included:
CMS Policy Template — 12-component policy covering board oversight through compliance audit
Consumer Complaint Management Log — full lifecycle tracking with dashboard and SLA monitoring
Regulatory Quick Reference — 15 federal regulations with examiner hot buttons and evidence examples
Credit Card Compliance Blueprint — 25-requirement matrix for credit card programs
Getting Started README — how to use all five tools together
A complete, practitioner-built compliance infrastructure for community banks, credit unions, and fintechs — everything you need to build a defensible CMS from the ground up. Five tools in one bundle, built in Excel and Word so your team can use them immediately.
$347 — 5-tool bundle, instant delivery
UDAAP Risk Assessment & Controls Workbook
What's included:
UDAAP Risk Assessment — 20 risk areas across DDA, Savings, Loans, Credit Cards, and Payments
Controls Inventory — 22 pre-populated controls with testing and findings tracking
Monitoring & Testing Log — ongoing activity tracking with 50 rows ready to use
Exam Prep Checklist — 22 items across 11 examination categories
Instructions tab and complete dropdown menu
A complete UDAAP risk assessment and controls framework for community banks, credit unions, and fintechs. 20 pre-populated risk areas across all product lines, a controls inventory, monitoring log, and exam preparation checklist — built in Excel, ready to use this week.
Pricing: $149 — instant download
Compliance Infrastructure Kit — Controls, Requirements & Mapping
Three tools. One complete compliance infrastructure layer:
Compliance Controls & Evidence Library 75 practitioner-built controls across DDA, Savings, Loans, Credit Cards, and Payments. Each control includes a Control ID, applicable regulation, control description, control type (Preventive/Detective), frequency, owner, evidence requirements, and an evidence location field for your institution-specific documentation. Drop it in. Assign owners. Pass your next exam.
Regulatory Requirements Inventory 37 regulatory requirements translated from legalese into plain-English operational and system requirements across all five product lines. Every reg mapped to what your teams must do, what your systems must enforce, what triggers the requirement, and what evidence satisfies it.
Reg-to-Control Mapping 87 documented relationships connecting each regulatory requirement to the specific control(s) that operationalize it — by product line. This is the traceability thread examiners look for in a mature CMS: regulation → requirement → control → evidence. Most institutions can't produce it. You will.
What this is not: A policy template. A checklist. A generic framework.
What this is: The compliance infrastructure layer that sits between your policies and your evidence — built by a practitioner with 30+ years in banking compliance, designed to hold up under examiner scrutiny.
Covers: Reg E, Reg Z, Reg DD, Reg CC, Reg B, ECOA, HMDA, CRA, RESPA, FCRA, SCRA, MLA, GLBA, BSA/AML, OFAC, UDAAP, NACHA, PCI DSS, TCPA, TPRM, State Law
The Compliance Infrastructure Kit gives compliance officers, CCOs, and operations leads at community banks, credit unions, and fintechs the documented foundation examiners expect to see — and most institutions don't have.
Most institutions have loan policies. Very few have the documented operational and system requirements that translate those policies into examiner-ready compliance.
The Loans Compliance Blueprint changes that.
Community banks, credit unions, and fintechs originating or servicing mortgage and consumer loans face the most complex federal regulatory framework in consumer finance. TRID timing. ATR/QM. RESPA tolerances. Fair lending. Loss mitigation. SCRA. MLA. HMDA.
30 core federal regulatory requirements. 14 regulatory frameworks. One practitioner-built matrix.
Each requirement is translated into:Plain-English rule summary — what the regulation actually requires
Operational Requirement — what your teams must do
System / Platform Requirement — what your LOS and servicing system must enforce
Trigger / Feature Dependency — when the requirement activates
Evidence / Control — what documentation proves compliance
Risk Tier — High, Medium, or Low
Frequency — how often to monitor and test
Owner — who's responsible
Regulations covered: TILA/Regulation Z, RESPA/Regulation X, ECOA/Regulation B, HMDA/Regulation C, CRA, FCRA, SCRA, MLA, GLBA/Regulation P, BSA/AML, UDAAP, TCPA, TPRM, State Law
What this is not: A policy template. A generic checklist. A legal opinion.
What this is: The operational translation layer between your loan policies and examiner-ready evidence — built by a practitioner with 30+ years in banking compliance.
Loans Compliance Blueprint - Product Copy & Stripe Listing
DDA / Savings Compliance Blueprint — Regulatory Requirements Matrix
The compliance blueprint for DDA and savings programs.
Checking accounts. Savings accounts. Money market accounts. Overdraft programs. Courtesy pay.
Deposit products sit at the center of nearly every consumer relationship your institution has — and they carry a regulatory footprint that spans 13 federal frameworks.
Reg DD disclosures. Overdraft opt-in. NSF re-presentment. Funds availability. EFT error resolution. CFPB overdraft examination focus. Escheat. BSA/AML at account opening.
The DDA / Savings Compliance Blueprint maps the full federal regulatory framework for deposit products — 32 requirements across 13 frameworks, each broken down into the plain-English rules, operational detail, system requirements, evidence, and risk tier.
32 requirements. 13 regulatory frameworks. One practitioner-built matrix.
Each requirement includes:
Plain-English rule summary — what the regulation requires
Operational Requirement — the operational detail behind the rule
System / Platform Requirement — what your core, digital platform, and debit system must support
Trigger / Feature Dependency — when the requirement activates
Evidence / Control — what documentation demonstrates compliance
Risk Tier — High, Medium, or Low
Frequency — monitoring and testing cadence
Owner — responsible party
Regulations covered: Reg DD / TISA, Reg E / EFTA, Reg CC / EFAA, CFPB Overdraft, ECOA / Reg B, FCRA, BSA/AML, GLBA / Reg P, SCRA, MLA, TCPA, TPRM, State Law / Escheat
What this is not: A policy template. A generic checklist. A legal opinion.
What this is: A practitioner-built reference — 30+ years of banking compliance translated into an examiner-ready matrix.
Who This is Built For
Community banks and credit unions launching or expanding a credit card program
Fintechs building a credit card product from the ground up
Sponsor banks onboarding fintech partners who need a compliance starting point
Compliance officers who need a structured framework without starting from scratch
Operations and product teams who need to understand what compliance actually requires of them
Built for Practitioners, Not Theory
This isn't a consulting deliverable you file away. It's a working tool built in Excel — the software your team already uses every day. Practitioner-built by someone with 30 years of banking compliance experience across DDA, savings, loans, credit cards, and payments. The knowledge of an enterprise compliance program at a price that works for your budget.
Get Started
Whether you're launching a credit card program, building a CMS from the ground up, or preparing for a UDAAP examination — we have the tools to get you started. Download a free sample or buy any toolkit today.